The 2026 Tax-Year Pass
The calculator is free and always will be. The pass is for when you want the working, the document, and the incorporation math — $5, once, good for the whole 2026 tax year.
What $5 unlocks
- Your 2026 Contractor Tax Report. One branded, printable document that pulls every calculator you've used — income tax and CPP, your break-even rate, your GST/HST Quick Method position, employee-vs-self-employed — into a single PDF to hand your accountant or keep for the year. See your report →
- The full itemized breakdown. Every dollar of tax and CPP, with the CRA or provincial rule cited beside it — not "you owe about this," but exactly which line of which schedule it comes from.
- The incorporation break-even tool. The one decision a generic calculator will never help with: given your surplus income, roughly what does incorporating defer — and is it even worth the cost?
- Your numbers, saved. Come back in March and everything is still here. That is the point of a pass instead of a one-off calculation.
Why $5 and not a subscription? You do your taxes once a year, usually in a hurry. A pass matches that: one small payment, no card on file, no auto-renewal. When the 2027 numbers change, there is a new $5 pass — because the CRA figures genuinely changed, not because a timer ran out.
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